Earn 6.5% APY on USD

Earn 6.5% APY on USD

Earn 6.5% APY on USD

Put your money to work with returns that are 2x higher than traditional high-yield savings accounts.
Don’t settle for 2-3% when you can earn 6.5% on every dollar.

Put your money to work with returns that are 2x higher than traditional high-yield savings accounts.
Don’t settle for 2-3% when you can earn 6.5% on every dollar.

Put your money to work with returns that are 2x higher than traditional high-yield savings accounts.
Don’t settle for 2-3% when you can earn 6.5% on every dollar.

Screenshot of a mobile app displaying investment portfolio details and performance metrics.

How It Works

How It Works

How It Works

Lava’s Savings Account allows you to earn industry-leading yield on your USD.

This page is for educational purposes only, but here’s how Lava’s Savings Account works:

Lava’s Savings Account allows you to earn industry-leading yield on your USD.

This page is for educational purposes only, but here’s how Lava’s Savings Account works:

01

Deposit USD onto Lava

Deposit USD onto Lava

Deposit stablecoins, send money directly from your bank, or direct deposit your paycheck onto Lava.

Deposit stablecoins, send money directly from your bank, or direct deposit your paycheck onto Lava.

02

Transfer USD To Your Savings Account

Transfer USD To Your Savings Account

Instantaneously move money to your Savings Account in just two clicks. Add more any time.

Instantaneously move money to your Savings Account in just two clicks. Add more any time.

03

Start Earning

Start Earning

Yield is paid out daily, added to your balance automatically, and compounds every month.

Yield is paid out daily, added to your balance automatically, and compounds every month.

04

Withdraw At Any Time

Withdraw At Any Time

You maintain full liquidity. Withdraw instantly at any time with zero limitations or penalties.

You maintain full liquidity. Withdraw instantly at any time with zero limitations or penalties.

The Benefits

The Benefits

The Benefits

Higher Returns

Higher Returns

Higher Returns

With traditional savings accounts, banks keep 99% of the returns they generate with your money. Lava’s Savings Account flips that dynamic with secure, industry-leading yields that don’t require you to give up 99% of your returns to a bank.

With traditional savings accounts, banks keep 99% of the returns they generate with your money. Lava’s Savings Account flips that dynamic with secure, industry-leading yields that don’t require you to give up 99% of your returns to a bank.

With traditional savings accounts, banks keep 99% of the returns they generate with your money. Lava’s Savings Account flips that dynamic with secure, industry-leading yields that don’t require you to give up 99% of your returns to a bank.

Compounding Interest

Compounding Interest

Compounding Interest

When you earn interest with a high-yield account like Lava’s Savings Account, your proceeds are re-invested each month. This means your wealth grows faster the longer you keep saving.

When you earn interest with a high-yield account like Lava’s Savings Account, your proceeds are re-invested each month. This means your wealth grows faster the longer you keep saving.

When you earn interest with a high-yield account like Lava’s Savings Account, your proceeds are re-invested each month. This means your wealth grows faster the longer you keep saving.

Inflation Protection

Inflation Protection

When you hold cash in a regular bank account, your savings don’t grow. This means you’re constantly losing purchasing power to inflation. Putting your money to work in a high-yield account allows you to grow your wealth over time.

When you hold cash in a regular bank account, your savings don’t grow. This means you’re constantly losing purchasing power to inflation. Putting your money to work in a high-yield account allows you to grow your wealth over time.

When you hold cash in a regular bank account, your savings don’t grow. This means you’re constantly losing purchasing power to inflation. Putting your money to work in a high-yield account allows you to grow your wealth over time.

See The Difference

See The Difference

$10,000$11,342$12,865$14,591$16,550$18,771
Year 0Year 2Year 4Year 6Year 8Year 10
Lava Savings Account6.5%
High-Yield Savings3.0%
Regular Savings0.1%
Cash0%