Trust-minimized
Lava is secured by invisible smart contracts running on the world’s largest computing network, bitcoin. There are no bridges or custodians involved, and the contract executes using a redundant set of blinded oracles.
Safe
Lava eliminates all confusion and “what if's” you see in centralized borrowing. You can verify yourself that the collateral can’t be rehypothecated and that all rules of the loan contract must be honored.
Accessible
Lava is accessible to everyone. There are no minimums to borrow.
Lava’s loans confirm in seconds. The process simply requires answering 2 questions.
Trust-dependent
Centralized entities can seize your collateral, and users have little to no transparency into how their collateral is being stored.
Risky
$22B+ in assets were lost in 2022 alone by bridges or custodial products.
Permissioned
Products are inaccessible to most and have high minimums to borrow.
Clunky
The loan process typically involves extensive communication via messaging apps, substantial paperwork, and an average approval time exceeding three weeks.
We use invisible smart contracts on bitcoin to make borrowing better: more trustless, transparent, secure, accessible, and simple.
Step 1
Choose how much you want to borrow and the maximum length of the loan. No hidden fees.
Step 2
Initialize Your Loan
Trustlessly initialize your loan, locking your bitcoin in a smart contract and receiving your stablecoins.
Step 3
End Your Loan
Repay your loan anytime or let your loan expire and receive what’s owed to you.