Access Dollars Instantly Without Selling Your Bitcoin
Access Dollars Instantly Without Selling Your Bitcoin
Access Dollars Instantly Without Selling Your Bitcoin
Lavaโs BLOC allows you to securely borrow dollars using your bitcoin as collateral at the lowest rates in the industry.
Lavaโs BLOC allows you to securely borrow dollars using your bitcoin as collateral at the lowest rates in the industry.
Lavaโs BLOC allows you to securely borrow dollars using your bitcoin as collateral at the lowest rates in the industry.

The Fastest and Easiest
Borrowing Experience
Simple onboarding.
Get started in less than:
< 5s
< 5s
The lowest fixed interest rates.
Starting at just:
6.5%
6.5%
No restrictions.
Borrow any amount from:
$100 ~ $1B+
$100 ~ $1B+
Access Your Funds Instantly
Access Your Funds Instantly
Borrow from anywhere in the world and receive your money in secondsโ no credit checks or paperwork required.

Access Your Funds Instantly
Borrow from anywhere in the world and receive your money in secondsโ no credit checks or paperwork required.


Off-Ramp Directly To
Your Bank
Off-Ramp Directly
To Your Bank
Move your funds to external bank accounts, or spend from Lava with no transaction fees.

Off-Ramp Directly
To Your Bank
Move your funds to external bank accounts, or spend from Lava with no transaction fees.
Borrow on Your Terms
Access the worldโs first bitcoin line of credit (BLOC) โ open terms, flexible repayments, and fixed rates.

Borrow on Your Terms
Access the worldโs first bitcoin line of credit (BLOC) โ open terms, flexible repayments, and fixed rates.

Borrow on Your Terms
Access the worldโs first bitcoin line of credit (BLOC) โ open terms, flexible repayments, and fixed rates.

Secure Your Wealth Without Compromises
Secure Your Wealth Without Compromises
Institutional-Grade Security
Institutional-Grade Security
Institutional-Grade Security
Lava is built on institutional-grade infrastructure used to secure more than $100B in assets. Our system minimizes trust and eliminates single points of failure.
Lava is built on institutional-grade infrastructure used to secure more than $100B in assets. Our system minimizes trust and eliminates single points of failure.
No Rehypothecation
No Rehypothecation
No Rehypothecation
The assets you hold on Lava are your assets. We donโt trade, lend out, or otherwise use your funds.
The assets you hold on Lava are your assets. We donโt trade, lend out, or otherwise use your funds.
Account Safety
Account Safety
Account Safety
Lava offers passkeys and account controls. The platform is built to offer the tools you need to secure your funds.
Lava offers passkeys and account controls. The platform is built to offer the tools you need to secure your funds.
Privacy Protection
Privacy Protection
Privacy Protection
Your data is secured and encrypted. Lava uses industry-leading data security practices to safeguard all information.
Your data is secured and encrypted. Lava uses industry-leading data security practices to safeguard all information.
The Best Rates in the World,
Guaranteed
| Feature | Lava | Others |
|---|---|---|
| Fixed borrow rate | 6.5โ8.5% | 9.5-15% |
| Borrow fee | 2% | 2%+ |
| USD yield | 6.5% | 0.01-3.75% |
| Bitcoin buy fee | 0% | 1-5% |
The Best Rates in the World,
Guaranteed
24/7 US-Based Client Services
Weโre always available to answer your questions, and youโll be directly connected to a real human on our team. Contact us at concierge@lava.xyz
24/7 US-Based Client Services
Weโre always available to answer your questions, and youโll be directly connected to a real human on our team. Contact us at concierge@lava.xyz
24/7 US-Based Client Services
Weโre always available to answer your questions, and youโll be directly connected to a real human on our team. Contact us at concierge@lava.xyz
Subscribe for Updates
The Fastest and Easiest
Borrowing Experience
Simple onboarding.
Get started in less than:
< 5s
Market-leading interest rates,
starting at just:
6.5%
No restrictions.
Borrow any amount from:
$100 ~ $1B+
The Fastest and Easiest
Borrowing Experience
Simple onboarding.
Get started in less than:
< 5s
Market-leading interest rates,
starting at just:
6.5%
No restrictions.
Borrow any amount from:
$100 ~ $1B+
Join Lava Today
Access the fastest and most secure bitcoin-backed loans.
Subscribe for Updates
or download the app