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Access Dollars Instantly Without Selling Your Bitcoin

Access Dollars Instantly Without Selling Your Bitcoin

Access Dollars Instantly Without Selling Your Bitcoin

Lavaโ€™s BLOC allows you to securely borrow dollars using your bitcoin as collateral at the lowest rates in the industry.

Lavaโ€™s BLOC allows you to securely borrow dollars using your bitcoin as collateral at the lowest rates in the industry.

Lavaโ€™s BLOC allows you to securely borrow dollars using your bitcoin as collateral at the lowest rates in the industry.

Get started

Lava app home screen on a phone showing the total balance, bitcoin and dollar balances, and line of credit

The Fastest and Easiest

Borrowing Experience

Simple onboarding.

Get started in less than:

< 5s

< 5s

The lowest fixed interest rates.

Starting at just:

6.5%

6.5%

No restrictions.

Borrow any amount from:

$100 ~ $1B+

$100 ~ $1B+

Access Your Funds Instantly

Access Your Funds Instantly

Borrow from anywhere in the world and receive your money in secondsโ€” no credit checks or paperwork required.

Lava app borrow screen with an amount field and loan terms

Access Your Funds Instantly

Borrow from anywhere in the world and receive your money in secondsโ€” no credit checks or paperwork required.

Lava app borrow screen with an amount field and loan terms
Lava app showing an available dollar balance with an option to withdraw to a bank

Off-Ramp Directly To

Your Bank

Off-Ramp Directly

To Your Bank

Move your funds to external bank accounts, or spend from Lava with no transaction fees.

Lava app showing an available dollar balance with an option to withdraw to a bank

Off-Ramp Directly

To Your Bank

Move your funds to external bank accounts, or spend from Lava with no transaction fees.

Borrow on Your Terms

Access the worldโ€™s first bitcoin line of credit (BLOC) โ€” open terms, flexible repayments, and fixed rates.

Lava app loan payment screen with options to pay the full balance or a custom amount

Borrow on Your Terms

Access the worldโ€™s first bitcoin line of credit (BLOC) โ€” open terms, flexible repayments, and fixed rates.

Lava app loan payment screen with options to pay the full balance or a custom amount

Borrow on Your Terms

Access the worldโ€™s first bitcoin line of credit (BLOC) โ€” open terms, flexible repayments, and fixed rates.

Lava app loan payment screen with options to pay the full balance or a custom amount

Secure Your Wealth Without Compromises

Secure Your Wealth Without Compromises

Institutional-Grade Security

Institutional-Grade Security

Institutional-Grade Security

Lava is built on institutional-grade infrastructure used to secure more than $100B in assets. Our system minimizes trust and eliminates single points of failure.

Lava is built on institutional-grade infrastructure used to secure more than $100B in assets. Our system minimizes trust and eliminates single points of failure.

No Rehypothecation

No Rehypothecation

No Rehypothecation

The assets you hold on Lava are your assets. We donโ€™t trade, lend out, or otherwise use your funds.

The assets you hold on Lava are your assets. We donโ€™t trade, lend out, or otherwise use your funds.

Account Safety

Account Safety

Account Safety

Lava offers passkeys and account controls. The platform is built to offer the tools you need to secure your funds.

Lava offers passkeys and account controls. The platform is built to offer the tools you need to secure your funds.

Privacy Protection

Privacy Protection

Privacy Protection

Your data is secured and encrypted. Lava uses industry-leading data security practices to safeguard all information.

Your data is secured and encrypted. Lava uses industry-leading data security practices to safeguard all information.

The Best Rates in the World,
Guaranteed

FeatureLavaOthers
Fixed borrow rate6.5โ€“8.5%9.5-15%
Borrow fee2%2%+
USD yield6.5%0.01-3.75%
Bitcoin buy fee0%1-5%

The Best Rates in the World,
Guaranteed

Fixed borrow rate
Others
9.5-15%
Borrow fee
Lava
Others
2%+
USD yield
Lava
6.5%
Others
0.01-3.75%
Bitcoin buy fee
Lava
0%
Others
1-5%

24/7 US-Based Client Services

Weโ€™re always available to answer your questions, and youโ€™ll be directly connected to a real human on our team. Contact us at concierge@lava.xyz 

24/7 US-Based Client Services

Weโ€™re always available to answer your questions, and youโ€™ll be directly connected to a real human on our team. Contact us at concierge@lava.xyz 

24/7 US-Based Client Services

Weโ€™re always available to answer your questions, and youโ€™ll be directly connected to a real human on our team. Contact us at concierge@lava.xyz 

Join Lava Today

The financial platform for bitcoin.

Get started

or download the app

Subscribe for Updates

The Fastest and Easiest

Borrowing Experience

Simple onboarding.

Get started in less than:

< 5s

Market-leading interest rates,

starting at just:

6.5%

No restrictions.

Borrow any amount from:

$100 ~ $1B+

The Fastest and Easiest

Borrowing Experience

Simple onboarding.

Get started in less than:

< 5s

Market-leading interest rates,

starting at just:

6.5%

No restrictions.

Borrow any amount from:

$100 ~ $1B+

Join Lava Today

Access the fastest and most secure bitcoin-backed loans.

Subscribe for Updates

Get started

or download the app