Summary

Lava.xyz has launched a new product allowing users to earn up to 7.5% yield on USD deposits by funding bitcoin-backed loans, doubling the returns of most traditional high-yield savings accounts. This offering is designed for those who want to keep their exposure to Bitcoin while earning competitive, risk-adjusted returns on their dollar holdings. All loans funded through this product are over-collateralized and backed exclusively by Bitcoin, ensuring robust security and liquidity for depositors. The product is available immediately to all Lava users, further cementing Lava's commitment to transparent, Bitcoin-native financial solutions. Shehzan Maredia, CEO of Lava, authored the announcement and reinforces Lava's mission to empower users to grow wealth without compromising on self-custody or transparency.

What is the new Lava yield product? * Lava now lets users earn up to 7.5% yield on USD deposits by funding bitcoin-backed loans, providing a secure and high-yield alternative to traditional savings accounts.
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How does the yield account work? * Deposited USD is used to fund over-collateralized loans backed solely by Bitcoin, ensuring full collateralization and liquidity at all times.
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Who is eligible to use this product? * The yield product is live and available to all Lava users as of October 1, 2025; new users can sign up at app.lava.xyz/signup.
What makes Lava’s yield product unique? * This is the first product to offer yield exclusively by lending against Bitcoin as collateral, combining high returns with Bitcoin-native security and transparency.
Who authored this announcement and where can I learn more? * The announcement was authored by Shehzan Maredia, CEO of Lava; further details are available on the Lava Blog and FAQ.

"Earn the best risk-adjusted yield on your USD holdings—2x that of a traditional high-yield savings account." — Shehzan Maredia, CEO, Lava.xyz

Ready to put your dollars to work the Bitcoin-native way? Sign up now and start earning 7.5% yield on your USD with full transparency and self-custody.

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Announcements

Oct 1, 2025

New on Lava: Earn Yield on USD

Shehzan Maredia

Today we’re excited to announce our latest product— earn up to 7.5% yield on USD deposits by funding bitcoin-backed loans on Lava.

Since our launch, Lava has enabled users to grow their bitcoin wealth by borrowing dollars instead of selling their bitcoin. Now, we’re introducing a bitcoin-powered product that allows you to earn the best risk-adjusted yield on your USD holdings.

We recognize that many users still need to hold dollars— whether that’s for short-term expenses or other dollar-denominated obligations. Starting today, users on Lava can deposit dollars into their yield account and earn up to 7.5%— 2x that of a traditional high-yield savings account.

When users deposit dollars into their yield account, those dollars are used to fund bitcoin-backed loans on Lava. This is the first product that allows you to lend exclusively against bitcoin as collateral. Loans on Lava are over-collateralized at all times and backed only by BTC. When you lend USD to fund these loans, you can access highly competitive yield while always maintaining full collateral backing and liquidity.

This product is live today for all users of Lava. If you’re new, you can get started by creating an account here.