Products
Aug 13, 2025
Making Homeownership More Affordable For Bitcoiners
Announcing our partnership with Roam.
Shehzan Maredia
Today we’re excited to announce our partnership with Roam, the leading assumable mortgage marketplace. With this partnership, we’re making homeownership more accessible, more flexible, and more affordable for bitcoiners.
On Roam, home buyers can take over an existing mortgage from the seller instead of opening a new mortgage at current market rates. This means you can access far lower mortgage rates and drastically reduce your monthly payments. Currently, mortgages on Roam are available as low as 2%.
With Lava, you can now borrow against your bitcoin instead of selling it to fund your down payment. This allows you to unlock liquidity on your bitcoin savings while preserving your upside exposure and avoiding taxable events. Lava offers the lowest fixed interest rates on bitcoin-backed loans, so your blended rate with a Roam mortgage can be significantly cheaper than a traditional mortgage today.
We’re excited to start rolling out this product. If you’re interested in getting first access, email us at concierge@lava.xyz and mention your interest in Roam. Our client services team and Roam’s team of housing experts will work with you directly to make the process seamless.