Products
Nov 6, 2025
Lava Refinance
Shehzan Maredia
Today we’re introducing Lava Refinance— a simple way to bring your existing loans over to Lava and benefit from the lowest fixed interest rates on bitcoin-backed loans.
This week we announced the bitcoin line of credit (BLOC), the most flexible way to borrow against your bitcoin, along with even lower rates. We’re currently offering all users the ability to lock in a 5% annual interest rate (plus a 2% capital charge based on your max outstanding annual balance) on their line of credit.
We’re making this rate available to everyone who borrows with Lava in the next two weeks— before baseline rates increase to 5-7% (depending on loan size). To help users take advantage of these special rates, we’re introducing a simple program to help you move existing loans over to Lava.
Whether you already have a bitcoin-secured loan elsewhere, or you’re looking for a smarter way to refinance traditional debt like credit cards, auto loans, or even a mortgage— Lava can help you lower your costs and consolidate your debt. We’ll make it easy for you to move your loans over from other lenders and to access Lava’s best-in-class fixed rate.
To get started, click this link to email our Client Services team or call/text us at 347.588.9745. Let us know the size of your existing loan and where it’s currently held. We’ll work with you directly to refinance your loan with Lava.

