Earn 5% back in BTC on AI Tools

Today we’re introducing AI rewards for Lava Card. You can now earn 5% back in bitcoin when you use Lava Card with leading AI companies, including OpenAI, Anthropic, xAI/Grok, Cognition, Cursor, Perplexity, GitLab, Supabase, Vercel, OpenRouter, Factory AI, Maple AI, Sekai, and more.

With select merchant partners like Vibecode App and Chorus, you get 10% back in bitcoin.

AI tools have become a real monthly expense item for many people. Whether you’re buying a monthly subscription, API usage, seats, credits, or more, this program ensures that your spend now earns the highest possible rewards.

How it Works

This program is automatically enabled for all Lava Card users. Whenever you spend with supported merchants, you’ll earn additional BTC back.

Rewards apply globally. If you have Lava Card, you can earn the partner reward rate whether you’re based in the US or outside of the US.

Eligible purchases currently earn 5% back in bitcoin at:

• OpenAI

• Anthropic

• xAI/Grok

• Cognition

• Cursor

• Perplexity

• GitLab

• Supabase

• Vercel

• OpenRouter

• Factory AI

• Maple AI

• Hermes Agent

Eligible purchases currently earn 10% back in bitcoin at:

• Vibecode App

• Chorus

We’ll be adding more companies to this program over the next few months.

Important Details

Subscriptions, usage bills, seats, and credits

This program is built for the way people actually pay for AI tools. Eligible purchases can include subscriptions, usage bills, team seats, credits, and other purchases with participating AI companies.

Spend stablecoins or fiat

Lava Card is a secured Visa credit card. You spend from your available USD balance on Lava, so you can control how much money is available on the card.

You can fund your Lava balance by bank transfer, paycheck direct deposit, instant stablecoin deposit, or by borrowing against bitcoin through the Lava bitcoin line of credit (BLOC).

Built-in spending controls

You can manage your card from the Lava app, set spending limits, and control your available balance. This is useful if you’re paying for AI tools across multiple products or giving an agent access to your card.

No annual fee

Lava Card has no annual fee and no minimum spend.

Zero FX fee or spread

Lava Card does not charge an FX fee or spread on foreign currency transactions. If you’re paying for AI tools internationally, Lava does not add an extra fee on top of Visa’s official conversion rate.

Getting started

Lava Card is available today. You can get started in just a few minutes here.

If you have any questions, contact our team. We’d be happy to help.