
Announcements
May 7, 2025
12 Month Loans on Lava

Shehzan Maredia
We’re excited to share that 12 month loans are now available to Lava users!
Starting today, users have the option to select from a number of loan durations (1 month, 3 months, 6 months, 9 months, or 12 months). All of these loans offer fixed interest rates for the duration of the loan, allowing users to easily manage their loans without incurring changes to their interest rate.
Lava offers the lowest interest rates of any bitcoin-native lending solution, with rates as low as 5% for one month loans, up to 11.5% for 12 month loans.
You can initiate a loan of any duration directly from your Lava Vault. Select “Initiate Loan,” enter the dollar amount you’d like to borrow, and then select your loan duration from the drop-down menu. You’ll see the terms of your loan, and once you initiate the loan you’ll receive your loan capital in minutes.

Note that loans over 1 month in duration require monthly interest payments. We’ll send you multiple notifications in advance of these payments, and you can see your payment schedule within your Lava Vault.
To get started, download Lava Vault today, and feel free to email us at concierge@lava.xyz if you have any questions!