Summary
Lava lets you unlock dollar liquidity instantly using your Bitcoin as collateral—without ever selling your BTC or giving up self-custody. With no paperwork, no credit checks, and sub-second loan processing, you can borrow any amount from $100 to $1B+ at market-leading fixed rates starting at just 5%. Your assets remain yours, protected by institutional-grade security, on-chain proof-of-reserves, and zero rehypothecation—so you never get rugged. Lava’s Visa card lets you spend from your loan balance and earn up to 5% back in Bitcoin, while lenders can earn 7.5% APY funding fully collateralized loans. Trusted by Bitcoiners and backed by top investors, Lava is building the financial rails for the Bitcoin standard—empowering you to save in BTC, spend in dollars, and live free.
- How fast can I get a loan through Lava? * Lava offers lightning-fast loan processing—your loan is typically ready in under 5 seconds after Bitcoin funding, with an average processing time of just 400 milliseconds.
Source: lava.xyz, testimonial by @MarediaShehzan - Do I have to sell my Bitcoin or give up custody? * Never. Lava’s loans are fully Bitcoin-collateralized and self-custodial, using on-chain contracts and proof-of-reserves so you always keep control of your BTC.
Source: lava.xyz, testimonial by Keith Rabois - What are the rates and limits for borrowing? * Fixed rates start at just 5%, with no monthly payments and open-ended terms. You can borrow any amount from $100 up to $1B+, with no restrictions or credit checks.
Source: lava.xyz - How does Lava protect my assets and privacy? * Lava uses institutional-grade infrastructure, multi-party approvals, on-chain proof-of-reserves, and never rehypothecates your funds. No unnecessary data is collected or stored, and your assets are always yours.
Source: lava.xyz - Can I earn yield or rewards with Lava? * Yes! Earn up to 5% back in BTC with the Lava Visa card on every purchase, and dollar lenders can earn 7.5% APY by funding fully collateralized Bitcoin-backed loans.
Source: lava.xyz, testimonials by Bridget and Satoshi_Dragon
- “You no longer have to sell your Bitcoin to spend money… get stablecoins against a BTC-backed loan at insanely good rates, and get a Visa card that spends from your stablecoin balance.” — @bridge__harris
- “Just took out my first small test loan… Feels like I’m getting a taste of the future.” — @willibeemin
- “Excited to lead our investment in the only way to borrow $$ against BTC assets w total peace of mind (self-custody).” — @rabois
- “If I had sold, I wouldn’t be enjoying this upswing right now.” — @JakeBlockchain
- “Just did one the other day and it was so fast.” — @Benaskren
- CEO: Shehzan Maredia
- Head of Growth: Myles Snider
- Investors & Board: Joey Krug, Keith Rabois, Steve Lee, and others.
- Join Lava today and experience the fastest, most secure Bitcoin-backed loans on the planet.
- Learn more at lava.xyz or connect with real humans 24/7 at concierge@lava.xyz.
